Clear, practical courses that help you transform your relationship with money and navigate all aspects of your finances with peace of mind. Build the confidence to make informed financial decisions that are right for you.
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Life Foundations respects your privacy and is committed to protecting your personal data.
This privacy policy aims to give you information on how Life Foundations collects and processes your personal data through your use of this website, including any data you may provide through this website when you register an account or express interest in our services.
Life Foundations is the data controller and is responsible for your personal data (referred to as Life Foundations, “we”, “us” or “our” in this privacy policy. If you have any questions about this privacy policy or our privacy practices, please contact us using the following email address: Admin@lifefoundations.co.uk
Personal data, or personal information, means any information about an individual from which that person can be identified. It does not include data where the identity has been removed (anonymous data). Life Foundations collects and processes personal data in accordance with UK GDPR and the Data Protection Act 2018. We may collect, use, store and transfer different kinds of personal data about you as follows:
We do not collect or process your special category data.
We will only use your personal data when the law allows us to, and for the purposes for which we collected it, unless we reasonably consider that we need to use it for another reason and that reason is compatible with the original purpose. If we need to use your personal data for an unrelated purpose, we will notify you and explain the legal basis that allows us to do so. Most commonly, we will use your personal data in the following circumstances:
We collect and process your personal data using the following lawful basis:
Where required, we may share your personal data with third parties. We require all third parties to respect the security of your personal data and to treat it in accordance with the law. We do not allow our third-party service providers to use your personal data for their own purposes and only permit them to process your personal data for specified purposes and in accordance with our instructions. These third parties may include:
This website may include links to third-party websites or embedded content from other websites. These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website. We do not control these third-party websites and are not responsible for their privacy statements. When you leave our website, we encourage you to read the privacy policy of every website you visit.
As some of our external third parties may be based outside the UK, their processing of your personal data will involve a transfer of data outside the UK.
Our website, email marketing and mailing-list service providers may process or store personal data outside the United Kingdom. Where personal data is transferred internationally, we will ensure that an appropriate transfer mechanism is in place, such as applicable UK adequacy regulations or recognised contractual safeguards. You may contact us at Admin@lifefoundations.co.uk for further information about the safeguards applicable to your personal data.
Whenever we transfer your personal data out of the UK, we ensure a similar degree of protection is afforded to it by ensuring at least one of the following safeguards is implemented:
We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed. In addition, we limit access to your personal data to those employees, agents, contractors and other third parties who have a business need to know. They will only process your personal data on our instructions, and they are subject to a duty of confidentiality.
We have put in place procedures to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach where we are legally required to do so.
We retain personal data only for as long as reasonably necessary to fulfil the purposes for which it was collected, including satisfying applicable legal, regulatory, tax, accounting and reporting requirements.
Where you register to receive updates or marketing communications without creating a Life Foundations account, we will retain your email address and subscription preferences for up to 24 months from the date of registration or your most recent confirmation that you wish to remain subscribed. We may delete your information sooner if it is no longer required for these purposes. After this period, we will remove your details from our active mailing list unless you have renewed your subscription or another lawful reason for retention applies.
If you unsubscribe or withdraw your marketing consent, we will stop sending you marketing communications and remove your details from our active mailing list. We may retain limited information, such as your email address and opt-out status, to ensure that your preferences continue to be respected, together with records necessary to demonstrate compliance with applicable legal obligations.
Where you have registered an account or purchased a course, we may retain personal data for longer where necessary to provide access to purchased services, maintain appropriate records or comply with legal obligations.
You may request access to, correction of or deletion of your personal data in accordance with your legal rights outlined below.
You have the right to:
Request access to your personal data (commonly known as a “data subject access request”). This enables you to receive a copy of the personal data we hold about you and to check that we are lawfully processing it.
Request correction of the personal data that we hold about you. This enables you to have any incomplete or inaccurate data we hold about you corrected, though we may need to verify the accuracy of the new data you provide to us.
Request erasure of your personal data. This enables you to ask us to delete or remove personal data where there is no good reason for us continuing to process it. You also have the right to ask us to delete or remove your personal data where you have successfully exercised your right to object to processing (see below), where we may have processed your information unlawfully or where we are required to erase your personal data to comply with local law. Note, however, that we may not always be able to comply with your request of erasure for specific legal reasons, which will be notified to you, if applicable, at the time of your request.
Object to the processing of your personal data where we rely on legitimate interests. Depending on the circumstances, we may be able to demonstrate compelling legitimate grounds for continuing that processing. You have an absolute right to object to the use of your personal data for direct marketing. If you exercise this right, we will stop using your personal data for direct marketing purposes. Where marketing is based on your consent, you may also withdraw that consent at any time.
Request restriction of processing of your personal data. This enables you to ask us to suspend the processing of your personal data in the following scenarios:
Request the transfer of your personal data to you or to a third party. We will provide to you, or a third party you have chosen, your personal data in a structured, commonly used, machine-readable format. Note that this right only applies to automated information which you initially provided consent for us to use or where we used the information to perform a contract with you.
Withdraw consent at any time where we are relying on consent to process your personal data. However, this will not affect the lawfulness of any processing carried out before you withdraw your consent. If you withdraw your consent, we may not be able to provide certain products or services to you. We will advise you if this is the case at the time you withdraw your consent.
You will not have to pay a fee to access your personal data (or to exercise any of the other rights). However, we may charge a reasonable fee if your request is clearly unfounded, repetitive or excessive. Alternatively, we could refuse to comply with your request in these circumstances.
Right to complain. If you have concerns about how we handle your personal data, please contact us at Admin@lifefoundations.co.uk so that we can investigate and address your concerns.
You also have the right to make a complaint to the Information Commissioner’s Office (ICO), the UK regulator for data protection matters. Further information is available at https://ico.org.uk/make-a-complaint/.
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Life Foundations may offer visitors the opportunity to register their interest in our courses and services and subscribe to email communications.
Where you choose to subscribe, we may send you:
We will request your consent before adding you to our marketing mailing list, unless another lawful marketing permission applies. Consent is voluntary and is not a condition of purchasing or accessing our courses.
When you subscribe to marketing communications, we record your email address, date and time of registration, and information identifying the registration form and consent wording presented to you. By submitting a subscription form that clearly describes the communications you will receive, you provide your consent to receive those communications.
You may withdraw your consent at any time by selecting the unsubscribe link included in our marketing emails or contacting us at Admin@lifefoundations.co.uk. Withdrawing consent will not affect the lawfulness of processing undertaken before withdrawal.
We will not use your email address to send marketing communications outside the scope of your consent without first obtaining any further permission required.
By using this website, you agree to:
We reserve the right to update content and pricing at any time.
The content provided by Life Foundations is for educational purposes only.
Nothing on this platform constitutes regulated financial advice under Financial Conduct Authority (FCA) rules.
Users should seek professional advice before making complex financial decisions.